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1 of the basic 3

Money - the root of all evil?

Not surprising to think that you will need quite the phat wad of cash to take with you, that kind of goes without saying. How much do I need? I hear you asking. Well just to qualify for the new Youth Mobility Visa you need enough money to support yourself for the first couple of months. The British Home Office have set that amount at ₤1,600. However, the more you can take the better. If you intend on arriving in the UK without a return ticket – you might need to show evidence of more. Don't just take my word for it though, find out for yourself at

Regardless of how much you take, you'll be surprised just how quickly it evaporates in the UK, you may want to check out Money: expensive United Kingdom for more info on what to expect.

Don't become to attached to your money, but make sure you've got enough to enjoy yourself. It is meant to be a holiday after all. I know what it's like being constantly on a tight budget and it takes a bit of the fun out of travelling.


winding road uk

“A journey of a thousand miles begins with a cash advance.”

Bumper Sticker




Having said that though, don't take too much money either, as you're more than likely going to spend it. Coupla people I met took over $15,000 with them, sad to say that although they did have a lot of fun, the majority of their cash was spent when I met them 3months after they arrived in the UK.

Of course in the end it all comes down to personal choice, if you can afford to go crazy then whom am I to put a dampener on your fun?

Once you've got your cash organised you'll need the other 2 of the basic 3 these are:

Youth Mobility Visa (Working Holiday Visa)

When you've got them sorted all you really need is a plane ticket to start your adventure in the United Kingdom. However you probably have a stack of questions first so choose a topic above to find out the answers.

Another thing about money

People often ask me whether they should take all their cash with them or to leave it in the bank and take it out when needed. Well it's a bit of a tricky question. No-one really wants to carry arround their entire phat wad of cashwith them but on the other hand you dont want to be hit for foreign ATM and currency conversion charges every day.

So I suggest to take what you are comfortable carrying - say $700 - and when you need money from home only take out large amounts. Keep some stuffed in a smelly sock or two, or put it somewhere a safe. If you're organised and working within the first week or so of arriving then you really shouldn't have to worry too much about money.

I also get asked what to do when travelling to foreign countries. Should you change currency before or after you arrive? Well for me it never seems to matter as I always manage to get ripped off on conversion rates. Bureau de Change places that offer higher rates usually have a bigger commission. The only thing to remember is that when two rates are offered you'll receive the lower value when buying and pay the higher value when selling.

When you travel to Eastern Europe and have to change currency 5 times in a week, you'll be amazed at how much money evaporates in currency exchange. It might work out cheaper to withdraw local currency from your overseas bank. That way you pay a flat fee for foreign ATM usage and your bank will calculate the best exchange rate for you.

-note- The information on this site is the interpretation of my own research. Always check official websites for yourself!